THE DIFFERENCE: “PRE-APPROVED” VS. “PRE-QUALIFIED”
Before you get serious about your house search, you’re going to want to meet with a mortgage professional, who will review your finances and tell you how much money a lender will be willing to loan you. That certification comes in two different forms: pre-qualified or pre-approved.
PRE-QUALIFICATION is an easy first step. You provide the mortgage professional with some key information about your finances, and they tell you what size loan you would most likely qualify for. However, it’s not a sure thing; it’s an estimate based on information you supply.
PRE-APPROVAL is a “conditional commitment” based on an extensive analysis of your finances and credit history. Having this commitment shows sellers that you’re a serious shopper, and allows you to react quickly once you find a house you like. In a hot housing market, pre-approval is almost a necessity.
It’s a home most people only dream about! Only half block to the beach and close to The Cove and Seaside’s famous Prom. Just some of the features of this home are nice ocean view, living room with fireplace, gourmet kitchen, bonus room, bunk room, large upper deck, patio, new landscaping, and fenced yard.
PLEASE JOIN ME FOR AN OPEN HOUSE!
WHERE: 5020 High Ridge Rd, Gearhart, OR
WHEN: Saturday, December 30
TIME: 11:00 AM to 1:00 PM
Please call me for The Highland’s gate code at 503-717-2154.
Enjoy estate privacy in a gate guarded community of prestige homes. Custom built with 4 bedrooms, family room, large deck; ocean, mountain, and golf course views. Great vacation rental history!
Surround yourself with quality in this exceptional custom built home in the gated community of Surf Pines. Wall of windows in both living room and family room to enjoy the panoramic 180 degree Pacific Ocean Views! Other features include sunroom, private hot tub, large deck, and shop all situated on 1.31 acres. Adjacent lot is for sale also.
You don’t need to spend a lot of money to make your dining room table a holiday standout. Ideas include:
MINI MENUS – Don’t keep your guests guessing about what will be served. Leave a small menu at each place setting. Those with special food requirements will especially appreciate this extra effort.
CONVERSATION NAME CARDS – On the opposite side of a standard place-setting name card, include a customized conversation starter (e.g. “Ask me about my vacation”).
DECORATED WINE BOTTLES – Instead of leaving plain bottles of wine on the table, consider decorating them with ribbons, fabric sleeves, gift tags, and more.
ARTFUL NAPKINS – Folding cloth napkins into fun shapes and figures is not difficult (children love the challenge), but the end result will make your guests feel very special.
Join me for an open house on
Saturday, November 11
1:00 to 3:00
1520 Beach Drive, Seaside.
So many possible options for this South Seaside restored beach home. The upstairs, one bedroom owners unit has vaulted ceilings, refinished original wood floors, and lots of natural light and some ocean view. The lower unit has two bedrooms; great for family or long-term rental. All just 1/2 block from the beach. A must see!
Nice single level home in quiet Seaside neighborhood with fenced yard, private patio, and single car garage. Recently updated in 2016. Close to shopping, restaurants, and downtown Seaside! Call me for more information at 503-717-2154.